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Key takeaways
Sertraline, an FDA-approved drug for various mental health conditions, is available as a lower-cost generic but can still be expensive without insurance, averaging $76 for a 30-day supply.
Most insurance plans cover generic sertraline, but uninsured individuals can face high costs, especially at higher dosages.
SingleCare discount cards can significantly reduce the cost of sertraline prescriptions, potentially lowering the price to less than $10 for a one-month supply.
Shopping around for the best price and utilizing 340B providers or community health clinics are effective strategies for obtaining sertraline at a more affordable cost without insurance.
Is sertraline covered by insurance | How much does sertraline cost without insurance? | How to get sertraline without insurance
Sertraline, better known under the brand name Zoloft, is a prescription drug used for depression and anxiety conditions. The FDA has approved sertraline as a treatment for major depressive disorder (MDD), obsessive-compulsive disorder (OCD), panic disorder, post-traumatic stress disorder (PTSD), premenstrual dysphoric disorder (PMDD), and social anxiety disorder. However, healthcare providers frequently prescribe sertraline off-label for other mental health conditions.
Sertraline belongs to a class of drugs called selective serotonin reuptake inhibitors (SSRIs) that help to reset chemicals in the brain, giving people greater control over mood. People take sertraline as oral tablets or oral solution once per day, but doses will vary and may change over time. Sertraline is a moderately-priced generic drug, but there are many options to save money.
RELATED: Sertraline (Zoloft) side effects
Is sertraline covered by insurance?
Most commercial health insurance plans, Medicare Part D drug plans, and Medicaid will cover a generic sertraline prescription.
How much does sertraline cost without insurance?
Sertraline is a lower-cost generic generic drug but may be hard to afford at high dosages. Uninsured buyers will pay an average retail price of $76 for a 30-day supply of 50 mg tablets, about $450 for six months of treatment. People taking more than 50 mg per day can expect to pay proportionally more per month. People with health insurance will typically find sertraline classified as a low-copay Tier 1 drug. However, the actual out-of-pocket costs will depend on the health plan’s deductible, coinsurance percentage, and other factors.
Sertraline is one of the higher-priced SSRIs, so ask the prescribing healthcare provider about alternative antidepressants that may be cheaper. This includes generic Prozac or another type of antidepressant. However, make sure you get medical advice from a healthcare professional before switching between SSRIs or antidepressant classes.
Compare sertraline prices to other drugs |
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|---|---|---|---|
| Drug name | Price without insurance for brand-name drug | SingleCare price | Savings options |
| Zoloft | $472 per 30, 50 mg tablets | $6 per 30, 50 mg tablets for generic Zoloft | See updated prices |
| Trazodone | $24 per 30, 100 mg tablets | $0.49 per 30, 100 mg tablets for generic trazodone | See updated prices |
| Celexa | $350 per 30, 20 mg tabletss | $4 per 30, 20 mg tablets for generic Celexa | See updated prices |
| Prozac
|
$617 per 30, 20 mg capsules | $4 per 30, 20 mg capsules for generic Prozac | See updated prices |
| Fluvoxamine | $76 per 30, 100 mg tablets | $11 per 30, 100 mg tablets for generic fluvoxamine | See updated prices |
| Paxil | $292 per 30, 20 mg tablets | $4 per 30, 20 mg tablets for generic Paxil | See updated prices |
| Lexapro | $494 per 30, 10 mg tablets | $7 per 30, 10 mg tablets for generic Lexapro | See updated prices |
Prescription drug prices often change. These are the most accurate medication prices at the time of publishing. The listed price without insurance references the price of brand-name drugs. The listed SingleCare price references the price of generic drugs if available. Click the link under “Savings options” to see updated drug prices.
How to get sertraline without insurance
Sertraline is a lower-cost generic prescription medication, but it’s intended for long-term treatment and could be unaffordable at high doses. It may be possible to find patient assistance programs but they often involve eligibility requirements and time-consuming enrollment procedures. Fortunately, people without insurance have other ways to bring the monthly cost of a sertraline prescription down to only a few dollars, starting with a SingleCare discount card.
1. Use a SingleCare savings card
No matter what the dosage, a free coupon from SingleCare can bring the price of a one-month sertraline prescription down to less than $10. At the highest dose (200 mg per day), a one-month supply of sertraline (60, 100 mg tablets) can cost as low as $7 with a SingleCare discount. Free coupons can be selected based on savings or local pharmacy.
2. Combine a 90-day prescription with a SingleCare savings card
With some exceptions, there’s little to be saved by filling a 90-day sertraline prescription at a pharmacy. At full retail price, a 90-day supply of sertraline will cost roughly three times more than a 30-day supply. However, combine a 90-day prescription with a SingleCare (SC) savings card, and the discount can be substantial: $7 for 30, 100 mg tablets versus $10 for 90, 100 mg tablets at the lowest SC discount prices.
3. Shop for the lowest price
Different pharmacies charge different prices for the same sertraline prescription. For sertraline, the difference could be as much as $60 for a one-month supply. So, using SingleCare’s pharmacy finder page to compare prices can pay off.
4. Find a 340B provider or community health clinic to help with the prescription
Prescription medication savings can often be found at community health clinics and 340B providers. Some of them may have income or residency eligibility requirements, but they often sell generics at very low prices. Ask the prescriber or contact a local health department for a complete list in your area.